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Home / Life Insurance & LIC Plans

PROTECT THE PEOPLE WHO DEPEND ON YOU

Your income supports a family. Give that future a plan.

Life insurance starts with a practical question: how would your family meet its commitments if your earned income stopped? Explore protection and savings options around the people and goals that matter to you.

Illustrative family considering life protection

A CONVERSATION BEFORE A COMMITMENT

Start with the need, then explore the plan.

A plan name alone cannot tell you whether the cover is suitable. Consider your dependants, outstanding commitments, existing protection and an affordable premium before comparing policy features. The right conversation explains both benefits and limitations.

01

Protect family income

Discuss how long dependants may need support and what existing assets or cover could already help.

02

Plan for milestones

Education and other goals need a timeline. Keep protection needs and savings goals clear when considering products.

03

Understand the commitment

Review the premium term, policy term, surrender conditions, exclusions and benefit illustration before applying.

TAKE THESE QUESTIONS TO YOUR ADVISOR

A better decision starts with a clearer checklist.

You do not need to choose a product before asking questions. Start with what you want to understand.

Request a conversation ↗
  1. Who depends on your income, and for how long?
  2. What cover do you already have?
  3. Are benefits guaranteed, conditional or dependent on declared bonuses?
  4. What happens if you stop paying premiums early?
  5. What health and financial disclosures does the insurer require?

FIND YOUR FIT

Popular LIC plans

A curated selection across protection, savings and life's milestones.

Showing 16 plans • Swipe or use the arrows to explore

New Jeevan Anand — illustrative life-stage photo
◈Savings

LIC • PLAN 715

New Jeevan Anand

  • Life cover and savings
  • Maturity benefit under policy terms
  • Continued cover after maturity
Explore features +

UIN: 512N279V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Jeevan Labh — illustrative life-stage photo
◈Savings

LIC • PLAN 736

Jeevan Labh

  • Limited premium payment
  • Life cover and maturity benefit
  • Bonuses, if declared
Explore features +

UIN: 512N304V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Jeevan Utsav — illustrative life-stage photo
◈Whole Life

LIC • PLAN 771

Jeevan Utsav

  • Whole life insurance
  • Limited premium payment
  • Income benefit options
Explore features +

UIN: 512N363V02

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
Inquire on WhatsApp ↗
New Tech-Term — illustrative life-stage photo
◈Term

LIC • PLAN 954

New Tech-Term

  • Pure term life protection
  • Online purchase channel
  • Underwriting applies
Explore features +

UIN: 512N351V02

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Jeevan Umang — illustrative life-stage photo
◈Whole Life

LIC • PLAN 745

Jeevan Umang

  • Whole life insurance
  • Survival benefits under policy terms
  • Limited premium payment
Explore features +

UIN: 512N312V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Jeevan Tarun — illustrative life-stage photo
◈Children

LIC • PLAN 734

Jeevan Tarun

  • Child-focused savings
  • Survival and maturity benefit options
  • Life cover under policy terms
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UIN: 512N299V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Amritbaal — illustrative life-stage photo
◈Children

LIC • PLAN 774

Amritbaal

  • Child-focused insurance
  • Guaranteed additions under terms
  • Single or limited premium options
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UIN: 512N365V02

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Jeevan Lakshya — illustrative life-stage photo
◈Savings

LIC • PLAN 733

Jeevan Lakshya

  • Protection with savings
  • Limited premium payment
  • Benefits under policy conditions
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UIN: 512N297V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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New Endowment Plan — illustrative life-stage photo
◈Savings

LIC • PLAN 714

New Endowment Plan

  • Life insurance with savings
  • Maturity benefit under policy terms
  • Bonuses, if declared
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UIN: 512N277V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Yuva Term — illustrative life-stage photo
◈Term

LIC • PLAN 875

Yuva Term

  • Pure term protection
  • Offline purchase channel
  • Eligibility and underwriting apply
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UIN: 512N355V02

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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New Children's Money Back — illustrative life-stage photo
◈Children

LIC • PLAN 732

New Children's Money Back

  • Child-focused money back plan
  • Survival benefits under terms
  • Maturity benefit under terms
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UIN: 512N296V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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New Money Back - 20 Years — illustrative life-stage photo
◈Money Back

LIC • PLAN 720

New Money Back - 20 Years

  • 20-year money back plan
  • Periodic survival benefits
  • Life cover under terms
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UIN: 512N280V03

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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Jeevan Akshay-VII — illustrative life-stage photo
◈Pension

LIC • PLAN 857

Jeevan Akshay-VII

  • Immediate annuity plan
  • Single premium purchase
  • Choice of annuity options
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UIN: 512N337V07

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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New Jeevan Shanti — illustrative life-stage photo
◈Pension

LIC • PLAN 758

New Jeevan Shanti

  • Deferred annuity plan
  • Single premium purchase
  • Single or joint life options
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UIN: 512N338V08

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Official LIC information ↗
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SIIP — illustrative life-stage photo
◈ULIP

LIC • PLAN 752

SIIP

  • Unit-linked life insurance
  • Market-linked fund performance
  • Investment risk is borne by you
Explore features +

UIN: 512L334V02

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Market-linked returns are not guaranteed. The policyholder bears the investment risk.

Official LIC information ↗
Inquire on WhatsApp ↗
Protection Plus — illustrative life-stage photo
◈ULIP

LIC • PLAN 886

Protection Plus

  • Unit-linked life insurance
  • Market-linked benefits
  • Charges and investment risks apply
Explore features +

UIN: 512L361V01

Eligibility, premiums, exclusions and benefits depend on the selected option and policy document. Request a personalised illustration before deciding.

Market-linked returns are not guaranteed. The policyholder bears the investment risk.

Official LIC information ↗
Inquire on WhatsApp ↗

Names, plan numbers and UINs checked against LIC's current product and withdrawn-plan lists on 4 November 2026. Availability remains subject to LIC confirmation. Selection is not a sales ranking.

A LITTLE MORE CLARITY

Your questions, answered.

Is the most discussed plan always the right plan?+

No. Suitability depends on your needs, eligibility, budget and policy terms. The selection below is a browsing aid, not a sales ranking or a personal recommendation.

Does a savings policy replace every protection need?+

Protection and savings serve different purposes. Review the amount of cover and benefit structure rather than assuming one product meets every goal.

Can I buy a policy on this demo website?+

No. This sample collects consultation enquiries. An insurer must assess an application and issue a policy; no insurance purchase or payment happens here.

Product availability, eligibility, premiums, underwriting and benefits must be confirmed with LIC. Insurance benefits are governed by policy terms. This independent sample website is not affiliated with LIC.

Read official information & sources

General sources reviewed 5 November 2026. Read current documents before a decision. Images are illustrative; advisor identity and authorisations remain placeholders.

YOUR GOALS. YOUR QUESTIONS. YOUR NEXT STEP.

Let’s make the conversation useful.

Share the topic you would like to understand. Do not send financial, medical or identity documents through this sample.

KEEP EXPLORING

Another part of your plan.

☎